This privacy
policy applies to Acceptance Capital Mortgage Corporation only. We at Acceptance Capital Mortgage Corporation
are a company built on integrity and take great pride
in the level of security applied to any information collected
on our site. Maintaining your privacy and safeguarding
your confidentiality is of the utmost importance to us.
Rest assured your privacy is protected. Acceptance Capital Mortgage
Corporation maintains physical, electronic and
procedural safeguards that comply with federal regulations
to guard your non-public personal info.
The Privacy Policy below describes the standards we adhere
to in handling information about you and your loan request. This policy
complies with applicable federal privacy regulations.
General
Information Collection and use
As you browse through our website limited info is captured
about your visits. The information collected is anonymous
demographic information not specific to you e.g. IP address,
browser name, zip code, access time and favorites. This
information is used by Acceptance Capital Mortgage Corporation for operations
of service, to maintain quality and to provide general
statistics regarding the use of Acceptance Capital Mortgage Corporation.
Personal Information Collection and use
Acceptance Capital Mortgage Corporation does not sell, rent, exchange or
otherwise disclose personal information collected on this
site. Personal information is collected only with your
permission.
Personal information collected by Acceptance Capital Mortgage Corporation
is used to service your account and process your requests
effectively. In order to service your requests third parties
may need to be involved such as mortgage lenders.
How is your information used?
We use the information you provide on your loan or realty
request to match you with participating Mortgage
lenders, real estate professionals or authorized agents.
We may also send your information to other third parties
relevant to your transaction. Mortgage lenders may also
receive your credit history when they review your request.
Acceptance Capital Mortgage Corporation may also share certain aggregated
data with our Mortgage lenders and other third parties
for general marketing and demographic purposes; however,
this data DOES NOT include any of your personal identifying
information.
Sharing information with our participating Mortgage lenders.
At your direction (when you click on the "Submit"
button), the information that you provide to us on the
loan will be sent to participating Mortgage lenders who
offer the types of loan products you have identified,
other parties relevant to your transaction. Mortgage lenders
will also receive your credit history when they review
your request. As our Mortgage lenders may keep and use
your information whether or not you qualify for a loan
with them or use their services, we recommend that you
contact them directly for more information about their
specific privacy policies.
After participating Mortgage lenders receive your information,
they may contact you directly via phone, e-mail or other
communications. All of our Mortgage lenders operate under
federal and/or state laws and regulations and believe,
as we do, that the Internet is an exciting and secure
place to do business. If you are matched with any participating
Mortgage lenders, the Lender with which you choose to
close your loan and/or obtain your credit may report certain
information about your loan and/or credit card to NatinalMortgage.com,
and Acceptance Capital Mortgage Corporation will treat that information in
the manner it treats the information you provided on your
loan.
Sharing information with third parties.
We may also act as an agent for our participating Mortgage
lenders, sharing information on their behalf and pursuant
to their instructions with providers of services related
to your transaction. In addition, Acceptance Capital Mortgage Corporation
may notify you about a special offer from one of our promotional
partners. We do not reveal your name, address or any other
identifying information to that promotional partner unless
you request us to do so.
Sharing information with authorized agents.
At your direction, when you click on the "Submit"
button, the information you provide to us on the loan
request form will be sent and presented to our authorized
agents. Our authorized agents do not sell or share your
personal information with any person or organization.
These parties are legally bound to comply with this requirement.
Changing your information.
You may be able to review and change personal information
in an active loan request form that you completed through
Acceptance Capital Mortgage Corporation. If you are unable to complete this
online, you may contact our Customer Service Department
for assistance. See "Contact us" below.
Deleting your information.
Federal and state regulations require that we store completed
loan and real estate requests for various periods of time.
In order to comply with these regulations, we cannot delete
information from our databases.
Acceptance Capital Mortgage Corporation has no control over how information
submitted by you to third party sites is collected and
disseminated.
Acceptance Capital Mortgage Corporation uses the services of other companies
to perform various functions e.g. statistical analysis,
host web server, marketing etc. Only information that
is required to perform their specific function is provided
and this remains the property of Acceptance Capital Mortgage Corporation.
Should Acceptance Capital Mortgage Corporation be acquired it is assumed
that any or all collected information will form part of
the transaction.
Cookies
A cookie is a small amount of data, which often includes
an anonymous unique identifier that is sent to your browser
from a web site's computer and stored on your computer's
hard drive. Each time you make a request on our site the
cookie is sent back to our website from your computer.
The cookie helps us identify you and may also help us
to personalize your experience on our site. Your browser
is generally set to accept cookies however you may set
it up so it will not. This action may affect your experience
on our site as you may not be able access some areas of
Acceptance Capital Mortgage Corporation or use some of the features on our
site. Each web site can send its own cookie to your browser
if your browser's preferences allow it, but (to protect
your privacy) your browser only permits a web site to
access the cookies it has already sent to you, not the
cookies sent to you by other sites.
Policy Changes
Acceptance Capital Mortgage Corporation reserves the right to amend this
privacy policy. Acceptance Capital Mortgage Corporation will post a notification
of Policy change on our website if there are any changes
to this privacy policy.
Contact Us
If you have any question and/or concerns regarding this
policy contact our Customer Service Department at
support@acceptancecapital.com