First Time Home Buyers
We understand the excitement and pressure that can be a part of your first home purchase. That is why we have trained professionals to help you get the information and the financing you need. There are several benefits to this being your first home purchase. Give us a call and we will give you a free consultation on purchasing and financing your first home purchase.
New Construction
We have numerous construction loan programs to choose from to help you build the home of your dreams. With extended lock programs, we can give you the peace of mind that your rate will not go up.
Government Loans (FHA / VA)
These loans, backed by the US government, are a great way to get into a home with little to no money down, even if you have credit issues. They are also a great way to finance unique or distressed properties.
Just Shopping? (Pre-Approval Programs)
Interested in finding out how much home you can afford? Have a home picked out, but need a pre-approval to make an offer? With over 1000 loan programs, we will find one that is right for you and let you make an offer with confidence.
All Credit Types (Credit Problem Programs)
You would be amazed at the programs that are available for credit challenged borrowers. No Money Down programs for people with recent bankruptcy, interest only programs available to keep your payments low and cash-out loans to use the equity you have accumulated. We will help get you back on your feet, or into the home of your dreams.
Home Equity Lines of Credit (HELOC)
Many consumers realize the equity in their home can be a fantastic resource. Whether you are looking to do home improvements, consolidate debt, make a major purchase or looking for investment capital, we have the Home Equity product to fulfill your needs. With low and no cost loans available, and loan amounts up to 125% of the value of your home, we make it easy to use the money you have accumulated.
Loans for the Self-Employed (Stated Income / No Income Verification)
We understand that self-employed individuals often find it difficult to obtain financing. We make it as easy as possible through our Low and No Doc programs for self-employed borrowers.
Refinancing (Rate/Term or Cash-out)
We have a wide variety of products to meet your refinancing needs. Whether you are looking to reduce your monthly payment, reduce the interest that you pay monthly, or use the equity that you have built-up in your home, we have the program for your situation.